Mortgage refusal due to spray foam in the roof
Why it happens here
Lenders treat spray foam as a risk because it can hide rotten timbers and make the roof hard to inspect. In Abbey Sands, where property values are high, lenders are especially cautious. A surveyor's report flagging foam is often enough to stop a sale.
Our approach
We remove the foam, inspect the timbers and provide a photographic report. This gives the lender the evidence they need to release the mortgage. We also advise on certified replacement insulation that meets PAS 2030.